tsauthor | July 19, 2011
Many individuals believe that independently employed folks have a fewer number of retirement planning solutions than salary earners. Independently employed individuals do have to pay for social security and safety, and for employment tax, and for their own health insurance, this holds true. However self employed folks have actually very good choices with regards to [...]
Category: Retirement |
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Tags: Annuities
tsauthor | July 13, 2011
More retirees are increasingly deciding to relocate to a retirement community. There are lots of considerations when choosing the right community that is best for your retirement goals. Location, location, location is more than a business strategy. Location is probably the first thing you will want to consider when choosing a place to retire. Initiate [...]
Category: Retirement |
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Tags: retirement communities
tsauthor | March 31, 2011
Word in the financial advice arena is that for an individual to be monetarily healthy, the objective is to save enough money, so when you reach age 65 (now the age is 67) you can retire, and possess enough wealth to live off of without having to work at all. Most of the financial advice [...]
Category: Retirement |
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Tags: what if you can't retire
tsauthor | February 18, 2011
Information about retirement calculator military Military retirement comes after years of serving in the armed forces and the retirement benefits are very lucrative. The main difference between military retirement and civilian retirement is that with military recruitment you either get it or you don’t where as with most civilian packages they are cumulative and there [...]
Category: Retirement |
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Tags: retirement calculator military
tsauthor | January 3, 2011
When it comes time to retire, and you start withdrawing your savings, you have to be smart. That is, if you want your money to last you the rest of your life. You have worked hard, for years, to save money for your retirement. But now it is time to retire. What should you do? [...]
Category: Retirement |
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Tags: 401k, debt management, financial planning, Retirement
tsauthor | November 25, 2010
Longevity Insurance Primer The National Center For Health Statistics says average life expectancy is at an all time high 77.8 years. This has increased by 20 years with 1950 being the benchmark year for this statement. To you and I the benchmark year may make little difference. We will either be alive or we won?t. [...]
Category: Retirement |
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Tags: longevity insurance
tsauthor | October 9, 2010
If your monthly expenses are, say, $2,000 and your passive income is that same amount then are you financially independent? The answer is: it depends but probably not. First let me explain two terms so we are on the same page here: Earned income is money you receive from employment; whether self-employment or as an [...]
Category: Retirement |
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Tags: financial independence
tsauthor | September 5, 2010
An early retirement package may work in your favor as it may give you time to reflect and plan out the next phase of your life. With the current state of the economy, there are some companies out there giving their older people an early retirement package as an incentive to leave now. Although an [...]
Category: Retirement |
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Tags: retiring
tsauthor | August 16, 2010
Most people never think about needing longterm health insurance until it is too late and they all of a sudden find themselves needing it but not being able to get it. It is always a good idea to take time to get this insurance while you are healthy and don?t need it. That way you [...]
Category: Retirement |
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Tags: longterm health insurance
tsauthor | August 15, 2010
When you are trying to find long term insurance you can?t just choose the first one that you find because this can be a big mistake in many different ways. Instead you need to take time to find long term insurance rates with many different insurance companies. This is important to do because not every [...]
Category: Retirement |
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Tags: long term insurance rates